Wilson Home

What is an Asset‑Backed Lease Option?

The Asset-Backed Lease Option (ABLO) is a non-loan alternative to a mortgage.

It allows you to buy your dream home now by leveraging the future value of your equity, instead of a down payment.

Essentially, you trade Wilson Home an option to purchase a small portion of your shares in the distant future in exchange for a home now, often realizing substantial tax benefits.

How an Asset‑Backed Lease Option Works

	Get pre-qualified & find your dream home Simplified pre-qualification based on just your vested equity, not traditional mortgage criteria. Our team helps you find your ideal property.
	Wilson Home buys the home you select We make a competitive all-cash offer and purchase the home you've selected.
	Wilson Home leases to you and sets up your equity option Wilson Home leases the home to you and receives an option to buy a matching amount of your stock. You enjoy tax-advantaged liquidity today while selling fewer shares in the future than if you had sold secondaries today.
	You enjoy dramatically reduced monthly payments Your lease payments cover only property taxes and insurance—no interest or principal, freeing up your cash flow.
	Seamless transfer of home ownership When Wilson Home exercises the share option, full ownership transfers to you, with no additional closing costs.

Five Exclusive Benefits

Discover the unparalleled features that set our ABLO apart

Zero Down Payment

Leverage your equity instead of cash for a down payment. Monthly payments cover only property taxes and insurance—no mortgage principal or interest.

Keep More Equity & Its Upside

Avoid selling your valuable company shares prematurely. Let your equity continue to grow while you enjoy your new home.

Preserve Financial Power

ABLO is not a loan, so it doesn't impact your debt-to-income ratio like a mortgage, keeping your borrowing capacity intact.

Cash-Offer Advantage

We make all-cash offers, giving you a significant competitive edge in today's housing markets.

Unmatched Flexibility

Life moves fast. ABLO's structure offers more flexibility if your plans change, compared to traditional mortgages.

Get Pre-Qualified Common Questions

Frequently Asked Questions

Your common ABLO questions, answered.

How does Wilson Home make money?

We're investors, not lenders. Our success is tied to your equity's growth through a share option, aligning our interests with yours for a positive long-term outcome.

What if my company's value doesn't grow or an IPO is delayed?

The ABLO is designed for long-term partnership. If market conditions change significantly, we work with you to find the best path forward based on our agreement terms.

Do I need to qualify?

Yes, primarily based on sufficient vested equity in an eligible high-growth company. It's generally simpler than traditional mortgage qualification.

Can I make changes to the home?

Absolutely! Treat it as your own. We encourage value-enhancing improvements. Significant structural changes may need discussion.

What if my equity value decreases?

Our option is typically for a pre-agreed number of shares, meaning we share in market fluctuation risks. We'll work with you on the best approach if values change significantly.

Can I move before the option period ends?

Yes, ABLO offers flexibility. We can discuss solutions like early option exercise or transferring the ABLO to a new property (subject to qualification).

Let's Discuss Your Path to Homeownership

Ready to explore if ABLO is right for you? Connect with our specialists.

info@wilsonhomefund.com
San Francisco, CA
(Nationwide Service)

Start Your ABLO Pre-Qualification

Fill out the form, and our team will guide you through the next steps.